This Agreement governs the use of the First Colony Bank of Florida website, hereinafter referred to as “our Website”.  Please read this Terms of Use carefully before accessing our Website.  If you do not agree with these terms, do not access our Website.  By accessing our Website or any of its pages, you hereby agree to be bound by this Terms of Use.

Our Website has been established by the Bank for the purposes of conveying information about the Bank’s products and services, and allowing communication between the Bank and its customers.  Information appearing on our Website should be considered as an advertisement. Nothing contained in our Website or on any page thereof takes the place of the Bank’s agreements and disclosures that govern its products and services.  If any information on our Website conflicts with such agreements and disclosures, the agreements and disclosures will control.

For the convenience of our customers, the Bank may place links on our Website to other internet addresses.  The Bank has no control over any of the linked sites and is not responsible for the content on such sites.  Users of our Website assume full responsibility when they navigate to other linked sites from our Website.

All information and materials contained in our Website are owned by the Bank or others, as may be applicable.  No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on our Website.  The Bank will use reasonable efforts to ensure all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability and the ability to use our Website without contracting a computer virus.  The Bank is not responsible for any loss, damage, expense or penalty (either in tort, contract or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of our Website.  This limitation includes, but is not limited to the omission of information, failure of equipment, delay or inability to receive or transmit information, delay or inability to print information, transmission of any computer virus or transmission of any other malicious or disabling code or procedure.  This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This Agreement may be changed by the Bank from time to time by posting a new Terms of Use on our Website.  All users hereby agree to be subject to this Agreement and its changes that may occur in the future.  This Agreement and the use of our Website are governed by the laws of the State of Florida.

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