Personal Banking

Additional Personal Services

MasterCard® Debit Card*

It looks like a credit card, acts like a check. There’s no need to pay interest since the funds come directly from your First Colony Bank checking account. Your MasterCard® Debit Card gives you a faster and more convenient way to buy the things you need, without having to carry cash or write a check.

Personal Credit Card*

Enjoy the convenience of a VISA® Platinum Credit Card. Your card will have many extra features and benefits, including $1,000,000 in Travel Accident Insurance, Purchase Security Protection, ScoreCard Rewards Program and much more.


Make withdrawals, transfer funds between your accounts or obtain account balances - 24 hours a day, 7 days a week – at your First Colony Bank ATM. Enjoy the benefit of access to your funds at any Presto, Plus, Cirrus or NYCE Network ATM terminals.**

Online Banking

Do your banking from home, work or anywhere you have access to the Internet. First Colony Online Banking gives you secure access to your accounts 24 hours a day. Check your account balances, transfer funds and much more – all online.

Bill Payment

Save money on postage and checks with this convenient and easy to use service. Sign up today and begin paying your bills online…quickly and securely…and it’s free with most First Colony checking accounts.

Overdraft Protection

Save money and embarrassment should you overdraw your account. First Colony Bank will automatically transfer funds from a designated savings account or a line of credit to your checking account in the event of an overdraft. Ask how you can sign up for this convenient service.  Some restrictions and fees may apply.

Safe Deposit Box

Keep documents and other valuables safe from theft or fire with a secure Safe Deposit Box. Our boxes vary in size and price. Please refer to our Fee Schedule and check with First Colony Bank for availability.

Official Checks

First Colony Bank offers official checks for qualified accounts as a safe alternative to using cash or your own check.