Business Banking

Business Loans*

First Colony Bank has experienced bankers who take the time to understand your business and personal banking needs. By learning about the unique aspects of your business, our loan officers are able to offer financial solutions tailored to your specific situation. With all decisions made in the local market, our loan officers are empowered to provide responsive service.

First Colony Bank offers a wide variety of competitively priced business loan products to meet the needs of our customers. Contact us today and enjoy the benefits of doing business with decision makers who actually know you and your business!

Commercial Loans

If you need additional working capital, want to finance the purchase of equipment, vehicles or other fixed assets for your business, First Colony Bank has the financing options for you. Some of our commercial loan products include:

• Operating Lines of Credit
• Equipment Financing
• Business Acquisition and Expansion
• Accounts Receivable and Inventory
• Letters of Credit

Commercial Real Estate Loans

First Colony offers a variety of commercial real estate loans to meet our local business owner’s financing needs. We offer a wide range of repayment terms and options. Some of our products include:

• Owner-Occupied Property
• Construction
• Land Acquisition and Development
• Investment Property

Small Business Administration (SBA) 504 Loans

First Colony offers SBA 504 loans for eligible small businesses in order to finance real estate expansion, machinery and equipment projects through long-term, fixed-rate funding. Please contact s today to learn more about the advantages and flexibility of an SBA 504 Loan.

Call one of our experienced Loan Officers at (407) 740-0401 to discuss your business credit needs.

*All loans are subject to normal credit approval procedures and credit standards.